How to apply Personal Loan in Union Bank of India?

Are you thinking of taking a personal loan from Union Bank of India. Then you have come to the right post.How to apply Personal Loan in Union Bank of India?

People often have this problem that whether the bank will give us a loan or not, it is very difficult to take a loan from the bank, how do we get the loan etc.

Friends, I have prepared this post keeping in view the problems of you people, hard work of many days and by whom sir.

After reading this post a lot of people also applied for Union Bank of India Personal Loan and got the loan also.

All of you are requested to read the post carefully.

Union Bank Of India Personal Loan Full Details –

Friends, the need for money has increased a lot in this inflationary era. It is better to take a personal loan from a bank than borrowing from a friend or relative for your personal needs like house expenses, wedding preparations, children’s fees, hospital expenses etc.

Union Bank of India is providing personal loan to its account holders very easily. Any individual who is a self employed salaried person can apply for a personal loan.

The applicant applying for Union Bank of India personal loan should have a good CIBIL score so that according to the good civil score, the bank charges less interest on your loan.

Union Bank of India will charge an interest rate of 10% to 13% on your credit score plus a processing fee of 0.5% of the loan amount.

Loan Name	Union Bank Of India Personal Loan
Bank Name	Union Bank Of India
Interest rate	9.80% – 13.90%
Time limit	1 to 5 years
Loan amount	50,000 – 15 Lakh
Processing fee	1%
Customer care number	1800 22 2244
Application Type	Online/Offline
Official website link	Click Here

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Union Bank Of India Personal Loan Interest Rate –

Friends, before taking a personal loan from any bank, you should get information about its interest rate. Every bank has its own different interest rate.

Union Bank charges an annual interest ranging from 9.80% to 13.90% for personal loans. Before taking a loan, you should compare the interest rates of different banks so that you can get the loan at cheap interest.

Benefits Of Union Bank Of India Personal Loan –

1. Any salaried and self employed person can easily take loan for personal loan.
2. The applicant can easily take a loan from 50 thousand to 15 lakh.
3. Union Bank charges an annual interest of 9.80 per cent on personal loan.
4. The bank gives you 12 to 60 months to sing the loan.
5. You can apply online and offline to take loan.
6. The bank charges a processing fee of 0.5 pre cents on the loan amount.
7. The minimum age of the applicant should be 18 years to avail Union Bank Personal Loan.
8. It takes 3 days to complete the whole process.
9. You can apply for the loan at the nearest bank branch or on the official website.
10. For more details of Union Bank of India Personal Loan you can call on the toll free number.

Union Bank Of India Personal Loan Eligibility –

Every bank imposes certain terms and conditions on the personal loan. Union Bank has also imposed certain terms and conditions on its personal loans.

Those applying for a personal loan have to fulfill those terms and conditions. If the applicant is eligible for all the terms and conditions, then the bank gives the loan.

Union Bank Personal Loan Documents Required –

The bank asks you for some important documents before giving the loan, so keep the following documents with you before taking the loan.

• Your application form filled in neat letters.
• The following documents of the applicant and non-inter. Identity Card like: PAN Card, Voter Card, Passport and Aadhar Card.
• Address Proofs such as: Driving License, Passport and Aadhar Card.
• Your bank passbook with last 12 months statement.
• Two recent passport size photographs taken.
• Salary person for 3 months salary slip and last 2 years ITR form.

How to apply for personal loan from Union Bank of India –

Friends, if you fulfill all the terms and conditions of Union Bank for personal loan, then you can apply in two ways, online and offline, so let’s know.

1. Union Bank Of India Personal Loan Apply Online.
2. To take an online loan from Union Bank, you have to visit the official website of the bank, unionbankofindia.co.in
3. On the home page, you have to click on the option of Products – Laws – Retail.
4. Now you will see all the plans related to personal loan on the personal loan section.
5. Click on the personal loan that suits you.
6. Now all the information related to personal loan will come in front of you, read it carefully.
7. Click on Apply Now option. Now a form will show on your screen.
8. Fill all the information asked on the form and submit it properly.
9. You will be called from Union Bank and your loan process will be completed.
10. Only 9 Step recuried.

How to apply Union Bank of India Personal Loan Offline –

Friends, first of all you have to go to your nearest Union Bank branch.

1. By going to the bank, you will have to take personal loan information from the bank representative.
2. The staff of the bank will provide you all the information related to personal loan.
3. The bank staff will verify the documents related to your personal loan.
4. Union Bank of India Personal Loan Application Form PDF will be given to you.
5. Fill the form thoroughly and attach your documents and submit it.
6. In this way your offline application process will be completed.

Union Bank Of India Personal Loan EMI Calculator –

Friends, if you take a personal loan from any bank, then first of all you should get information about the EMI of that loan. If you apply without taking this my knowledge, then you may have to face a lot of problems due to loan repayment.

Click to know more about Union Bank Personal Loan EMI Calculator. The loan EMI mainly depends on the loan amount, interest rate and loan tenure.

Union Bank Of India Personal Loan Customer Care Number –

Friends, if you want to get more information about Union Bank of India Personal Loan then you can call on the below given customer care number.

Conclusion

Friends, in this post we have got complete information about How to Apply Personal Loan in Union Bank of India. If you want to get more information related to Union Bank of India personal loan, then you can get complete information by calling the customer care number.

If you have any query related to Union Bank Personal Loan then comment us in the comment box so that your questions will be answered.

I hope you have found the article very informative and valuable.

Important links are as follows -:

For Complain Official Website – Click Here

Hope all those information are useful for you.

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FAQs Realted Union Bank of India Personal Loan